“I’m in my 20s/30s—I don’t have much money. Do I really need a will or trust?”

It’s a common misconception that estate planning is only for the wealthy or older adults—but even young adults benefit from having a will or trust. Life is unpredictable. Accidents, illnesses, or unexpected events can happen at any age. Without a plan, your loved ones could face confusion, stress, and legal hurdles if something happens to you.

A simple will allows you to name who inherits your belongings, who takes care of any dependents, and who manages your affairs if you’re unable. A trust, while more sophisticated, can help protect your assets and simplify the process for your heirs. Even if you don’t have significant assets now, these documents can cover sentimental items, small savings, or digital property.

Young adults also benefit from powers of attorney and medical directives. These legal documents let someone you trust make financial or healthcare decisions if you are incapacitated, sparing your family from stressful court proceedings.

Estate planning isn’t about how much you have—it’s about protecting your wishes and your loved ones. Starting early gives you peace of mind, flexibility, and the chance to update your plan as life changes.

You don’t need a fortune to plan wisely. Contact Affordable Estate Planning to get your will or trust in place today.

Reach out anytime and speak directly to Chad. All our consultations are free. We are licensed in Oregon, Washington, California, Nevada, and Florida. We are happy to meet virtually during the normal 9 to 5 or in the evening or on weekends, so you don't have to take off work or get a babysitter.

Schedule a free consultation with Chad now.

Chad Fuss, Esq.

503-908-5457

Chad@AffordableEstatePNW.com